LÚMEN merges multifactor ranking, predictive DCF valuation, and technical deliberation with 7 AI agents. It organizes the chaos of reports into actionable investment decisions.
A screener gives you empty technical signals. A website throws multiples at you. An isolated Excel runs your DCF. You end up spending weeks managing tabs and unstructured information, not analyzing the core of the business.
LÚMEN consolidates this institutional flow into a single platform, executing quantitative validation within 5 minutes.
A structured engine that eliminates the friction between discovering opportunities and modeling financial scenarios, operating without "black boxes".
We don’t use fixed thresholds. The screening universe of 398 eligible assets is evaluated to return the top snapshot across Quality, Value, Growth, and Risk factors.
The system detects business nature. It applies Gordon Growth for financials, FFO for REITs, and dynamic WACC for the rest. Immediate results in 3 sensitivities (Bull, Base, Bear).
The AI here is not a chat. They are personas (Risk, Macro, Devil's Advocate, Quant) deterministically analyzing the ticker and forcing a solid contradictory thesis for your review.
The Portfolio Engine consolidates the top assets by score and adjusts portfolio weights using inverse volatility optimization against the current market regime.
AI Committee Verdict · TSLA
WACC Sensitivity · MSFT
Gather the core tools that separate retail analysts from institutional desks.
Absolute Ranking
Forget arbitrary filters ('P/E < 15'). Our engine mathematically categorizes who is the best in their industry based on rarity and data distribution.
Specific Modeling
We implement the rigor of banking modeling in an interactive slider, automatically mapping WACC, terminal growth, and actual Free Cash Flow margins.
Deterministic Deliberation
Agents forced to act under strict mandates. They analyze macro viability, latent risks, and financial news without hallucinations or compliant language.
LÚMEN is not a generic bot fed with superficial prompts. It is asset management infrastructure.
Critical answers before you trust your time to the engine.
No. LÚMEN is SaaS (Software as a Service) analytical infrastructure. The software does not recommend a 'Buy' to an individual without knowing their risk aversion. It provides the same structured research you would see on an institutional desk so you can make the final decision.
Every data point in historical evaluation is artificially locked out for 90 days from the end of the corporate accounting period. The algorithm only 'sees' and invests using the publicly file-able information on that strict timeline.
The engine is fed by primary SEC EDGAR 10-K and 10-Q filings, normalized fundamental data via SimFin, pricing via market APIs, and macro environment via the Federal Reserve (FRED).
We have strictly separated our Deterministic Domain Layer from AI. All math, DCF, margins, and scores are purely quantitative. The AI is fed these static numbers and restricts its output to qualitative critique. The AI audits the math, it never generates it.
You get full platform access. We require a payment method for anti-spam authentication, but no $29/mo charges trigger until day 8. You can cancel with one button in the app right before expiration if the tool doesn't fit your workflow.
Eliminate the manual noise of financial evaluation. Apply institutional filters and model solid valuations from day 1.
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